一、请推荐一本银行业务英语的书籍
《实用银行业务英语》，武汉大学出版社（当当网邮购地址：）
《金融专业英语函电写作》（当当网邮购地址：）扮拦
《银行业务英语丛书》，中国金融出版社
（网购地址：。小网站，如雹慎厅橡胡重）
书店里有得卖，网上似乎没有
二、想问一下有关银行方面的英语，因为要给国外汇款，那些英文缩写不太懂，求高人指点一下，谢谢
本事多，不压人。在外工作本就如此，即使不用四级并并，难道你就真的学了吗？四级英语不数态算绝毕迹太高啊。。。。。加油吧。对你的将来有好处，不管是升迁还是与人打交道
三、请 英语强人 帮忙翻译!!!! 其中大量金融,银行,房地产,不对称信息专业词汇. 请人工翻译! 急! 在线等 谢谢~
At the same time, in the process of speculative investment behavior, which will accumulate danger of real estate bubble. Simultaneously also indicated that the current national demonstration of the real estate bubble hasn't happened, but the trend to strengthen signs. Therefore, this article only centering on information asymmetry - credit support - real estate bubble risk theory, puts forward the suggestion with urgency.
2 because our country economy is in the transitional period, under the conditions of market economy, the real estate finance institution (commercial Banks) has its own risk control mechanism, but as for-profit micro business entity, has its own limitation, such as WeiGuanXing decision-making, and vulnerable to economic cycle in different periods of irrational sentiments. This limitation makes its decision rationality and macro decision rationality appear antinomy, may appear on the real estate mortgage loan overmuch or insufficient, it needs the government regulation. In recent years, it is real, the government credit growth of real estate mortgage loan to take control. On one hand, the loan amount control, according to the experience of the western developed countries, considering the reality of our country, the development of real estate mortgage loans, credit is unfavorable and exorbitant, the proportion of the total, according to experts to control research as well below 20 per cent, wang wei (via, 1999). Using market-based regulation should be more ways such as interest rates and taxation is necessary, also take some direct control method. On the other hand, also want to housing credit control structure of financial institutions, such as real estate can be scattered in different areas of real estate and different type of use or loans, According to regional and various types of real estate mortgage rates for all regions and distribution of various types of real estate loans, etc.
3) to establish and perfect the corporate and personal credit system is a large-scale development of housing mortgage-backed business and reduce the risk of real estate mortgage loan. Lack of social credit will bring the significant loss of national economy, will bring the micro level of real estate mortgage finance institution of mortgage loan risk, endanger the stability of financial and survival. In 2004, China began to construct the national unity and personal credit information database, January 2006 formally put into operation, the current number has reached 3.4 billion of natural person, including the number of credit records about 35 million by the end of 2005, the individual credit balance collected 2.2 trillion yuan, the individual consumer credit balance, but also to sound 97.5%, therefore, to do: to improve the information collecting system, at present, on the basis of the credit industry by the government to promote joint credit; as quickly as possible, To improve the information processing system, using the computer model and information technology to promote and improve the credit information processing capability, Improve the credit information sharing system, using market model, to promote the construction of credit agency, perfect property rights system, establishing the credit information sharing system of property rights. This model mainly by the government to promote and market operation mode, with credit service company as the main body, aim at making profit, and operate in accordance with the market, Accelerate legal system construction, establishment of information in all social subject acquisition, dissemination and use of information, the government information, commercial secrets and personal credit information and special for violation of laws, the main credit contract implementation disciplinary measure and etc.
4. Real estate mortgage securitization (MBS) can greatly dissolve and control of bank risk progressive, also on the reform of commercial Banks has special significance. Due to the particularity of mortgage interest rates will affect the original obligor or advance payment lags behind, and science-induced future cash flow uncertainty. So some bank mortgage securitization, will be moved to the assets and off-balance-sheet bank can hold some mortgage conversion for mortgage-backed securities, the latter are calculated in capital adequacy ratio has lower risk weighting, so this can improve the bank arranged for capital adequacy and adapt to the requirements of the new Basel, Bank credit risks of asset securitization market for securities through transfer with different risk preference of investors, to spread and defuse financial risks, Banks will lack the liquidity of credit asset securitization, long-term shall adjust itself to the assets, liabilities, solve problems; liquidity Bank through the resource-securitization, can accelerate assets turnover, improve profitability. From the current domestic housing mortgage-backed securitization, the pilot securitization within China's recent suggestion or Special Purpose trust model (SPT), its PurposeTrust rather than its (SPC) and our model.
20分翻译这么多东东,太不可思议了
At the same time, in the process of speculative investment behavior, which will accumulate danger of real estate bubble. Simultaneously also indicated that the current national demonstration of the real estate bubble hasn't happened, but the trend to strengthen signs. Therefore, this article only centering on information asymmetry - credit support - real estate bubble risk theory, puts forward the suggestion with urgency.
2 because our country economy is in the transitional period, under the conditions of market economy, the real estate finance institution (commercial Banks) has its own risk control mechanism, but as for-profit micro business entity, has its own limitation, such as WeiGuanXing decision-making, and vulnerable to economic cycle in different periods of irrational sentiments. This limitation makes its decision rationality and macro decision rationality appear antinomy, may appear on the real estate mortgage loan overmuch or insufficient, it needs the government regulation. In recent years, it is real, the government credit growth of real estate mortgage loan to take control. On one hand, the loan amount control, according to the experience of the western developed countries, considering the reality of our country, the development of real estate mortgage loans, credit is unfavorable and exorbitant, the proportion of the total, according to experts to control research as well below 20 per cent, wang wei (via, 1999). Using market-based regulation should be more ways such as interest rates and taxation is necessary, also take some direct control method. On the other hand, also want to housing credit control structure of financial institutions, such as real estate can be scattered in different areas of real estate and different type of use or loans, According to regional and various types of real estate mortgage rates for all regions and distribution of various types of real estate loans, etc.
3) to establish and perfect the corporate and personal credit system is a large-scale development of housing mortgage-backed business and reduce the risk of real estate mortgage loan. Lack of social credit will bring the significant loss of national economy, will bring the micro level of real estate mortgage finance institution of mortgage loan risk, endanger the stability of financial and survival. In 2004, China began to construct the national unity and personal credit information database, January 2006 formally put into operation, the current number has reached 3.4 billion of natural person, including the number of credit records about 35 million by the end of 2005, the individual credit balance collected 2.2 trillion yuan, the individual consumer credit balance, but also to sound 97.5%, therefore, to do: to improve the information collecting system, at present, on the basis of the credit industry by the government to promote joint credit; as quickly as possible, To improve the information processing system, using the computer model and information technology to promote and improve the credit information processing capability, Improve the credit information sharing system, using market model, to promote the construction of credit agency, perfect property rights system, establishing the credit information sharing system of property rights. This model mainly by the government to promote and market operation mode, with credit service company as the main body, aim at making profit, and operate in accordance with the market, Accelerate legal system construction, establishment of information in all social subject acquisition, dissemination and use of information, the government information, commercial secrets and personal credit information and special for violation of laws, the main credit contract implementation disciplinary measure and etc.
4. Real estate mortgage securitization (MBS) can greatly dissolve and control of bank risk progressive, also on the reform of commercial Banks has special significance. Due to the particularity of mortgage interest rates will affect the original obligor or advance payment lags behind, and science-induced future cash flow uncertainty. So some bank mortgage securitization, will be moved to the assets and off-balance-sheet bank can hold some mortgage conversion for mortgage-backed securities, the latter are calculated in capital adequacy ratio has lower risk weighting, so this can improve the bank arranged for capital adequacy and adapt to the requirements of the new Basel, Bank credit risks of asset securitization market for securities through transfer with different risk preference of investors, to spread and defuse financial risks, Banks will lack the liquidity of credit asset securitization, long-term shall adjust itself to the assets, liabilities, solve problems; liquidity Bank through the resource-securitization, can accelerate assets turnover, improve profitability. From the current domestic housing mortgage-backed securitization, the pilot securitization within China's recent suggestion or Special Purpose trust model (SPT), its PurposeTrust rather than its (SPC) and our model.
你看这个可以不
这个要给翻译公司翻，得收200块钱呢